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The Company continued to offer applicable reserves for loan losses in response to progress in industrial, commercial actual property and multi-family loans. The availability for loan losses totaled $a hundred and twenty,000 for the quarter ended September 30, 2006 compared to $50,000 within the prior yr quarter. For the 9 months ended September 30, 2006, the provision totaled $702,000 compared to $402,000 in the prior yr period. Present 12 months quantities are larger than the prior 12 months periods on account of increased business, commercial actual property and multi-household mortgage development within the current year durations. Due to the up-entrance provision recorded when loans are originated, intervals of speedy loan growth will have a tendency to point out decrease profitability ranges than different periods. Nonetheless, management believes that prudent continued enlargement of the mortgage portfolio will improve the Companys lengthy-term profitability.
I am both glad and angered to see this New York Occasions article Glad as a result of it says the identical things we bubble bloggers mentioned (and nonetheless do) for so long – we have to cease treating our primary residence like an funding; indignant as a result of only now’s a giant news outlet finally agreeing with us. North from Flathead Lake, I came into Kalispell wondering what to do next. I was, at that time, only about 45 minutes from Glacier Nationwide Park so I decided to have dinner in Kalispell. I forget the name of the restaurant, however they had a superb salad and soup combo. It seemed like an upscale local model of a TGI Friday’s and the waitress supplied great insight to my plan.
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Like thousands of residents in Santa Rosa and far of the North Coast, Fies, fifty seven, was pressured to hastily pack up and evacuate his own home on in the early hours of Monday, Oct. 9. The subsequent day, in a mixture of exhaustion and nervousness, he discovered himself in Target buying footwear. Next thing he knew, he had wandered into the art supplies aisle and was amassing up some paper and pens. Inside just a few hours, he began inking a poignant account of how he and his wife, Sonoma County Social Services Director Karen Fies, fled their Mark West Estates house.